Spreading benefit of health insurance schemes
(a) the estimated population in the country which is getting benefited with various health insurance schemes being run by general insurance companies; and
(b) whether Government has taken any steps to provide the benefit of these health insurance schemes to more and more population of the country and if so, the details thereof''?
GOVERNMENT OF INDIA
MINISTRY OF FINANCE
RAJYA SABHA
UNSTARRED QUESTION NO-2168
ANSWERED ON-21.03.2017
Spreading benefit of health insurance schemes
2168 . Shri Sanjay Seth
(a) the estimated population in the country which is getting benefited with various health insurance schemes being run by general insurance companies; and
(b) whether Government has taken any steps to provide the benefit of these health insurance schemes to more and more population of the country and if so, the details thereof''?
ANSWER
THE MINISTER OF STATE IN THE MINISTRY OF FINANCE
(a) and (b): As per Insurance Regulatory and Development Authority of India (IRDAI), the total number of lives covered under any type of Health insurance policy during the Financial Year 2015-16 were 35.89 crore.
Rashtriya Swasthya Bima Yojana (RSBY) is being implemented by Ministry of Health and Family Welfare. This scheme provides cashless financial protection for affordable, equitable and effective health care to all Below Poverty Line (BPL) families along with 11 other categories of unorganized workers i.e. Building and other construction workers, licensed Railway Porters, Street Vendors, MGNREGA workers, Beedi Workers, Domestic Workers, Sanitations Workers, Mine Workers, Rickshaw Pullers, Rag Pickers and Auto/Taxi drivers. In addition to RSBY, several State Governments are implementing Government sponsored health insurance schemes for the BPL population in their respective states. The total number of persons covered under RSBY so far is 3.55 crore across the country.
The IRDAI has been carrying out a sustained campaign to create awareness about insurance, rights and duties of policyholders etc. through various media channels. With a view to improving people’s understanding about insurance, IRDAI launched an exclusive consumer education website www.policyholder.gov.in
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Source: Rajyasabha
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