Pradhan Mantri Jeevan Jyoti Bima Yojana
(a) the salient features of the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and the details of the incentives offered under it;
(b) the total number of subscribers currently enrolled under the scheme so far, State/UT-wise;
(c) the steps taken by the Government to spread awareness about the scheme;
(d) whether any grievance redressal mechanism exists under the scheme and if so, the details thereof;
(e) whether any applications regarding insurance claims have been received under this scheme, State/ UT-wise; and
(f) if so, the number of applications received in this regard and the action taken thereon?
GOVERNMENT OF INDIA
MINISTRY OF FINANCE
LOK SABHA
UNSTARRED QUESTION NO: 3066 ANSWERED ON: 05.01.2018
Pradhan Mantri Jeevan Jyoti Bima Yojana
JUGAL KISHORE SHARMA
Will the Minister of FINANCE be pleased to state:-
(a) the salient features of the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and the details of the incentives offered under it;
(b) the total number of subscribers currently enrolled under the scheme so far, State/UT-wise;
(c) the steps taken by the Government to spread awareness about the scheme;
(d) whether any grievance redressal mechanism exists under the scheme and if so, the details thereof;
(e) whether any applications regarding insurance claims have been received under this scheme, State/ UT-wise; and
(f) if so, the number of applications received in this regard and the action taken thereon?
ANSWER
THE MINISTER OF STATE IN THE MINISTRY OF FINANCE
(a) & (b) ‘Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) was launched by the Government on 9th May, 2015. It provides one year life cover, renewable from year to year. The salient features of the scheme are as follows:-
• A life cover of Rs. 2 lakh on account of death due to any reason is offered to all bank account holders.
• The scheme is available to people in the age group of 18 to 50 years for a premium of Rs.330/- per annum per member, which is to be auto-debited from the subscriber’s bank account.
• The scheme is being offered by Life Insurance Corporation and other private life insurers in tie up with banks.
The State-wise gross enrolment data is given in Annexure-I.
(c) To spread awareness about the scheme among the people, several steps have been taken such as creation of an exclusive website www.jansuraksha.gov.in, which hosts all relevant material / information including forms, rules etc. related to this scheme in english, hindi and regional languages. Further, banks and insurance companies have also organized camps and outreach efforts to facilitate access to the scheme. Banners displaying features of the scheme were also installed at all banks and insurance company branches.
A wide Media based publicity campaign through Local/National Newspapers and advertisements on Television/Radio/ Internet was used to create awareness about the various aspects of the scheme.
(d) There are various grievance redressal mechanisms like PMO Public Grievance (PG) portal, Centralized Public Grievance Redress and Monitoring System (CPGRAM), Pradhan Mantri Jan Dhan Yojana (PMJDY) portal, direct e-mails addressed to website jansuraksha.gov.in and toll free numbers at National / State level. These complaints are followed on regular basis by banks and insurance companies for quick redressal.
(e) & (f) The details of State/UT wise insurance claims are given in Annexure-II.
Post a Comment