Repricing of Social Security Schemes
(a) the details of claim-to-premium ratio of the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY) along with the percentage of coverage since inception of these schemes, State/UT/ scheme-wise;
(b) whether insurance companies have requested the Government to reprice the schemes;
(c) if so, the details thereof and the action taken by the Government thereon;
(d) whether the Government has also received complaints against banks for non-cooperation in the implementation of above said schemes; and
(e) if so, the details thereof and the action taken by the Government thereon?
GOVERNMENT OF INDIA
MINISTRY OF FINANCE
LOK SABHA
UNSTARRED QUESTION NO: 4343 ANSWERED ON: 11.08.2017
Repricing of Social Security Schemes
PRITAM GOPINATH MUNDE
SHRIKANT EKNATH SHINDE
DHARMENDRA YADAV
VINAYAK BHAURAO RAUT
CHANDU BARNE SHRIRANG
SHIVAJI ADHALRAO PATIL
ANANDRAO ADSUL
OM BIRLA
Will the Minister of FINANCE be pleased to state:-
(a) the details of claim-to-premium ratio of the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY) along with the percentage of coverage since inception of these schemes, State/UT/ scheme-wise;
(b) whether insurance companies have requested the Government to reprice the schemes;
(c) if so, the details thereof and the action taken by the Government thereon;
(d) whether the Government has also received complaints against banks for non-cooperation in the implementation of above said schemes; and
(e) if so, the details thereof and the action taken by the Government thereon?
ANSWER
THE MINISTER OF STATE IN THE MINISTRY OF FINANCE
(a): For the period up to 31.05.2017, claim to premium ratio for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is 83.85% and for Pradhan Mantri Suraksha Bima Yojana (PMSBY) it is 115.57%. The State-wise coverage under both the schemes is given in Annexure.
(b) & (c): No such request has been received from insurance companies regarding repricing of the said schemes.
(d) & (e): No complaint has been received against banks for non-cooperation in the implementation of above said schemes. Banks are spreading awareness through financial literacy events by organizing camps and special outreach efforts to facilitate access to the schemes. Banners displaying features of the schemes were also installed at bank branches.
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http://164.100.47.194/Loksabha/Questions/QResult15.aspx?qref=57773&lsno=16
Source: Loksabha
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