Starred Question in Loksabha regarding Stand-Up India and Mudra Yojana
(a) the details of the number of people who applied for loans under Stand-Up India Scheme and Mudra Yojana till date;
(b) the details of the number of bank branches that have provided loans under Stand-Up India and Mudra Yojana separately;
(c) the details of the number of beneficiaries and the funds allocated under the said schemes till date, State/UT and category-wise including SC/ST; and
(d) the measures taken by the Government to make these schemes more effective and also to further simplify the loan process under these schemes?
See below for answer & official notification :
GOVERNMENT OF INDIA
MINISTRY OF FINANCE
LOK SABHA
STARRED QUESTION NO: 178 ANSWERED ON: 29.12.2017
Stand-Up India and Mudra Yojana
RAJIV PRATAP RUDY
Will the Minister of FINANCE be pleased to state:-
(a) the details of the number of people who applied for loans under Stand-Up India Scheme and Mudra Yojana till date;
(b) the details of the number of bank branches that have provided loans under Stand-Up India and Mudra Yojana separately;
(c) the details of the number of beneficiaries and the funds allocated under the said schemes till date, State/UT and category-wise including SC/ST; and
(d) the measures taken by the Government to make these schemes more effective and also to further simplify the loan process under these schemes?
ANSWER
FINANCE MINISTER
(a) to (d): A statement is laid on the table of House.
Statement referred to in reply to parts (a) to (d) of Lok Sabha Starred Question No. *178 for answer on 29th December, 2017 tabled by Shri Rajiv Pratap Rudy Hon’ble MP regarding Stand-Up India and Mudra Yojana.
48,778 loans have been sanctioned under the Stand Up India (SUPI) Schemeand over 10.09 crore loans have been sanctioned under Pradhan Mantri Mudra Yojana (PMMY)as on 22.12.2017since the inception of the Scheme.Information relating to number of applicants under these schemes is not maintained centrally.
As on 22.12.2017, the number of bank branches that have provided loans under the Stand Up India scheme are 23820. As branch wise targets under PMMY Scheme are not centrally determined, information relating to number of bank branches that have provided loans under PMMY is not maintained by Government.
While the SUPI Scheme is exclusively for SC/ST and woman, over 56% of borrowers under PMMY are SC, ST and OBC.Details of the number of borrowers under the SUPI and PMMY Schemes as on 22.12.2017, state/UT and category-wise including SC/ST is as at Annexure- I and Annexure- II respectively. Loans are extended by Scheduled Commercial Banks (SCBs) under SUPI and by Banks, NBFCs and MFIs under PMMY.Government has so far sanctioned Rs.1000 crores and Rs.2500 crores for credit guarantee cover respectively for SUPI and PMMY. The Credit Guarantee Fund for loans extended under these Schemes operates on a national basis and is not allocated on state-wise or category-wise basis.
Various steps taken by the Government to make Stand Up India and Mudra scheme more effective, inter alia, include provision for online applications, handholding support, collateral free loans, simplified loan application form,provision of Mudra card for working capital, etc.
Source : Loksabha
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